New York Jets New England Patriots live score (and video online live stream*) starts on 25.11.2018. at 18:00 UTC time in NFL, Regular Season - USA. Here on SofaScore livescore you can find all New York Jets vs New England Patriots previous results sorted by their H2H matches. Links to New York Jets vs. New England Patriots video highlights are collected in the Media tab for the most popular matches as soon as video appear on video hosting sites like Youtube or Dailymotion.
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#@[tV~BroaDcasT]]@++Japan vs Russia Rugby Live Stream InterNational Friendly Match 24 Nov 2018
Russia Japan live score (and video online live stream*) starts on 14.6.2018. at 15:30 UTC time in Nations League, Women - International. Here on SofaScore livescore you can find all Russia vs Japan previous results sorted by their H2H matches. Links to Russia vs. Japan video highlights are collected in the Media tab for the most popular matches as soon as video appear on video hosting sites like Youtube or Dailymotion.
Wells Fargo online banking and CC services went down Friday, still can't use them today: "Why is Wells Fargo bank website and mobile app down?" --- I'll bet crypto has far better uptime than the banking industry
[Bloomberg] Day Traders Will Have Fun Until They Get Wiped Out
https://www.bloomberg.com/opinion/articles/2020-06-23/robinhood-traders-will-have-fun-until-they-get-wiped-out One time when I was sitting in my college dormitory, I heard a whoop of joy from down the hall. My dormmate announced that he had just made $500,000 trading in the stock market, after having invested only a few thousand dollars. When I asked him how he did it, he grinned and simply said: “Call options.” I spent the rest of the day reading about how this marvelous financial instrument could be used to make a fortune in a day with just a small initial stake. Of course, my lucky dormmate doubled down on his investment and ended up losing most of his money when the dot-com bubble burst a couple of months later. This saga illustrates the danger of day trading, especially with leveraged instruments such as options. After the 2000 tech bust, day trading declined, but the coronavirus pandemic seems to be driving something of a renaissance. Goldman Sachs Investment Research reports that the percent of trading volume in the stock and option markets from small trades has increased a lot since January, while discount brokerage TD Ameritrade reports that visits to its website teaching people how to trade stocks have nearly quadrupled. Robinhood, a trading app that offers zero-commission trades and a simple, video-game-style interface, had 3 million new accounts opened in the first quarter. Half of its new customers are first-time investors. Many online communities are filled with the standard elements of day-trader culture -- stories of fabulous fortunes gained, hot tips, trading systems and theories and so on. Coronavirus probably isn’t the only reason for the boom in day trading. Brokers realized that they could offer zero-commission trades and make up for it with interest earned by lending out their cash balances. Mobile apps made trading easier and more fun than ever, and allowed new traders to start off with small amounts of cash. A new generation of speculators has no painful memory of the dot-com bust. But whatever the reasons, the new day trading mania is not likely to result in a happier outcome than the last one. There are many theoretical reasons and a wealth of empirical evidence to suggest that most day traders are wasting their money. One of the most important concepts in finance -- and yet seemingly one of the hardest to understand -- is that there are two sides to every trade. For a day trader to make money, someone else has to lose money. In the most optimistic case, the loser could be a normal person who needs to put money in or take money out of their retirement account, and who therefore doesn’t worry much about the price at which they buy or sell. But most trades are not this. Instead, day traders are usually buying and selling either from each other, or from algorithms programmed by skilled, experienced financial professionals. If it’s the former, their trading is a zero-sum game. If it’s the latter, human day traders are very likely to lose because the people who program trading algorithms are typically very smart, and their computers can spot market-moving developments faster than people can. This is why professional human traders have been increasingly driven out of the market. A related problem is the idea of slippage. Day traders might think that because they’re paying zero commission, their trades are free. But when a day trader places an order, a trading algorithm somewhere quickly figures out that they want to buy or sell, and raises or lowers the price accordingly, so that the day trader gets a less favorable price. Another reason day trading is a bad idea is that people often fail to understand when they’re winning and losing. If the market as a whole goes up (as it has recently), many stocks will be winners. That can make a day trader feel like they won, even if they would have made as much or more money if they had simply bought an index fund and held onto it. This is especially true right now, when correlations between stocks are very high -- in this case, meaning many stocks are rising or falling together. Finally, day traders often don’t understand the amount of risk they’re taking. Call options of the type my college dormmate bought, for example, are a form of leverage -- you might make fabulous riches, but you’re very likely to lose your money. One young novice investor tragically committed suicide after seeing his account generate large losses; though he probably misread the account statement, this incident drives home the point that investors may not be prepared for how much money they can lose with the trades they’re making. A large amount of empirical evidence confirms that most day traders lose money. A very large 2004 study of Taiwanese day traders, for example, found that more than 80% lost money. A tiny number -- about 0.03% -- earned consistently large profits, but the odds of possessing this kind of skill are slim. Most studies of day traders in the U.S. and Finland yield similar results -- a few traders are consistently good, but most lose out. Day trading might therefore be a fun way of gambling for those who are locked inside waiting out the pandemic. But if regular Americans start betting large amounts of their money on individual stocks and options, they’re courting financial ruin. If you want to day trade, the best thing to do is to bet only a small percent of your money to learn whether you’re one of the few who has the skill to beat the market. Day trading should be treated like an expensive video game, not like a way of getting rich quick.
Updated list of Global Beermoney opportunities (+180!) - June 2020
Updated list of Global Beermoney opportunities (+180!) - June 2020
The current, and now previous, Beermoney Global list started nearly 5 years ago. It’s been updated and has grown over all that time, but it also became a hassle to keep current. It was time to build a new list from scratch based on my experience in the Beermoney world over all these years and all the contributions all of you have been making in this sub. The lists consist of opportunities that are available in at least one country that is not the US. This means there are sites which only work in Canada or the UK. There’s sites which are open to the whole world, but this does not mean everyone can really earn something on it. It’s all still very demographic and therefore location dependent. This list should give you a starting point to try out and find what works for you. I’m not using everything myself as I prefer to focus on a few, so not all are tested by me. They are found in this sub, other subreddits and other resources where people claim to have success. I’ve chosen the format of a simple table with the bare minimum of information to keep things clean. It includes a link, how you earn, personal payment proof if available and sign-up bonus codes if applicable. Some of these bonuses are also one-time use codes specifically made for this sub! For the ones I don’t have payment proof (yet) feel free to provide some as a comment or via modmail so others know it’s legit. I am working on detailed instructions for each method that I personally use which will include things like cashout minimum, cashout options, tips & tricks,... For now I’ve split things up based on the type of earning like passive or mobile. Because of this there’s sometimes an overlap as some are both passive and on mobile or both earning crypto and a GPT (Get Paid To) website. The lists are obviously not complete so I invite you to keep posting new ones in the sub, as a comment to this post, or in modmail. Especially if you have sites or apps which work for one single specific country I can start building a list, just like I did for The Netherlands and Belgium. If you recognize things which are in fact scams or not worth it let me know as well.
Get Paid To (Surveys, tasks, offers, videos, clicking links, play games, searching)
For The Netherlands there are a few very good options next to a bunch of ‘spaarprogramma’s. There ‘spaarprogramma’s are all the same where you receive and click a bunch of e-mails, advertisements, banners,... I advise you to create a separate e-mail address or use a good filter in your inbox as you will be spammed to death. I believe they can be a nice piece of beermoney but they take quite the effort.
From 0 programming knowledge to the appstore in 7 months. If i can do it everyone can do it.
Sleep Analytics for iOS built with Swift UI Feel free to download my first app and let me know your feedback much apreciated. Download Sleep Analytics for iOS: https://apps.apple.com/us/app/sleep-analytics/id1503904392 I started to learn SwiftUI in December 2019. I had 0 knowledge of programming at that time. First i have used the playground app from Apple. Then i register for SwiftUI training courses on Udemy. I found training courses in my native language (french) that helped me a lot at the beggining to understand the basics. I found a lot of great informations from this Reddit. I followed many tutorials and built differents projects from GitHub to understand how they work. So After about 1 months i started SleepAnalytics project as a test project. I wanted to learn as much as possible how to use the hardware from the iOS device so i could build interface around it. I started with the barometer and then step by step added more and more features like location, camera use and more. At the beggining it was very frustrating because i would not understand everything because of my english technical skills was limited. I had some days i wanted to quit really, but then the next day i was back with full power. I spent 8 hours a day learning and doing Sleep Analytics project. Even more during the lockdown of corona virus. Then i talked with a mentor to be able to correct me and tell me what i was doing wrong. I really loved the experience to create something from nothing and i'm very happy to see it today in the Apple app store. I'm sure SwiftUI can become a new opportunity in my life, specially after this Corona virus pandemic, also i'm waiting my 1st baby in 2 months. I need a new job. I love challenges, if i can do it everyone can do it trust me ! All you need is motivation and beleive in yourself. Today the world is changing at fast speed. I'm betting on SwiftUI for my future and i hope to learn more to be able build some more advanced app later.
More about the me and how I did this project:
I work as an entrepreneur since I'm 18, today i'm 39 and i made different business online, I was creating project/ideas and managing a small dev team (only web). Some of this business worked well for some years and some failed. So I have lost my team and closed business. That's the life of entrepreneur. Sometimes you win sometimes you lose. I always wanted to create iOS applications and the Apple Developer conference last year really gave me the motivation by seeing the unlimited possibility of creativity in iOS. I have watched mostly all videos from WWDC19. Yes I have a MacBook Pro and an iPhone XR. Then I started with the iOS13 & Swift 5 course by Dr. Angela Yu : https://www.udemy.com/course/ios-13-app-development-bootcamp/ I made about half of this course and then I have met a iOS programmer Move Upwards : https://github.com/MoveUpwards. He suggested me to start learning SwiftUI. I suffered a little with some technical terms in English specially at the beginning to understand the difference between "@State" var, "@Binding" and the others. Also the difference with Array, Tuples etc... I have found a SwiftUI course in French on Udemy by Matthieu Passerel : https://www.udemy.com/course/swiftui-ios/ I finished this course and this helped a lot to really understand the basic of SwiftUI. From there I have used the 100 days of swiftUI : https://www.hackingwithswift.com/100/swiftui Then I decided to make a small app to use the camera of the device to mesure the light obscurity. Then create another service to use the barometer, and then came the idea to make the Sleep Analytics project. I used https://www.sketch.com to draw a prototype. It is still available here: https://www.sketch.com/s/26c7dfc4-e919-43c9-bf3d-7f1cc2a5fa96 And then I asked MoveUpwards dev if he would be ok to be my mentor for this project. He said yes. I have started to design the app and the different section using what I have learn from the previous course. This course often provide exemples so I could go back and check at my samples. 1 time per week, sometimes more 2-3 times per week, I had a private session with my mentor and he was explaining my error, help correcting, also explaining how to do things properly. Creating services etc ... Every day SwiftUI for all this time. 7 months after here we are. I may take a break a little and spend a little less time at computer but I will be back full power soon ! I will update this thread in 1 year to see how things went :)
Sleep Analytics was designed to use your mobile as a sleep monitoring device, analyse different features such as light effect, pressure change, air quality, location, sound recording and much more. The results give a complete analysis and tips on how to improve your sleep despite all of these factors.
Many things can be be improved in Sleep Analytics but i wanted to share it with you. Thank you the SwiftUI community ! This project would never be possible without you ! Thank you for your time. Keep it up !
It's been a while since I made a big post. Lots of people are still messaging me about the energy sector post, especially for the ENPH tip, so I'm here to show my portfolio. I don't own all companies yet, this is partially hypothetical. I'm holding on to a reasonable cash position for a possible new downturn, but I have starting positions in most companies and will DCA. I will try to keep it summarized, as I have done quite a lot of analysis on each of them. I'll draw the main picture and give the most important arguments for my choices, but I'm not expanding too much. If you're interested, you can DM me to talk about them more. Let me start by saying I'm a growth investor. I always look for a combination of growth with a great track record, if possible at a reasonable price. There are exceptions as you will see below, but the main balance stays the same. I'm not a defensive investor, but no aggressive one either. My timeline is 2-5 years at least (due to a possible start of a small business), but I would gladly hold on to these companies 10+ years. TLDR; For you guys not interested in my portfolio, I've added a short list of interesting smaller cap companies at the end, most of them trading at decent values. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- ADVANCED MICRO DEVICES - $AMD This one is becoming a blue chip, but has more than enough growth potential to live up to those high valuations. Preferred by gamers and beating their biggest competitor in the CPU market hard. While AMD and INTC were close competitors at the beginning of the 21st century, INTC took the lead by a lot. Since 2017, they introduced 7nm CPU's and GPU's and they are closing the gap fast. Not only are their chips more performant, they are also cheaper. Market cap $60B vs $261b. Those next generation chips lead them to new partnerships, often beating INTC. Microsoft, a long time Intel customer, began using AMD chips in their Surface laptops. Lenovo using AMD for their new servers. Nvidia started using the chips in their AI products. AMD is also used by Apple's high-end laptops, while Intel (used in the budget range) will probably get replaced by Apple chips made in-house. Apart from laptops, AMD has government contracts to deliver supercomputers in 2021/2023 and they are used in both PS and XBOX consoles, to give a few examples. For the CPU market, AMD is destined to take over, but they're also taking on NVDA for their GPU's. They have been catching up for years and in 2019 they finally made a better performing GPU in the $350-400 price range. There is a possibility to gain GPU market cap since NVDA has been pushing their prices due to the lack of competition. Therefore, with AMD stepping up their game, they need to give up market share or lower their margins. Financial Assets over liabilities are x1.88. Cash to debt ratio well above industry average, debt to EBITDA well below IA. ROE 17.12% and ROIC 28.06%. Earnings were growing fast before Covid (125% in Q3, 78% in Q4). Yes they're overvalued, but with their future outlook, I would always buy below $49. Doubts Now that they are done catching up, the question is, will they outperform in the future. To gain more market share of Nvidia, they need to be better, not equally good. AMD also needs to control the heating better, as it is one of their long term problems. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- MASTERCARD - $MA Fintech companies like SQ and PYPL are a great investment. However, a lot of big companies will (and already did) implement online financial services. MA is able to easily work with multiple of those companies and they're using their global presence pretty well, that's why they're my pick for the fintech industry. They launched Mastercard Accelerate last year, implementing those online paying platforms and letting start-ups take advantage of their global presence to grow and transform very fast. Last year they acquired Ethoca (managing e-commerce fraud) and Vyze (platform to connect merchants with multiple renders, giving them the opportunity to get those financial needs for start-ups). MA is basically helping start-ups to grow faster, which will result in more financial transactions in the future. Last but not least, they like to focus on expanding to countries where there isn't much competition yet. They are expanding their exposure to Middle East and Africa, working with local networks and e-commerce platforms. They are in a strong position to capitalize those regions in the future and take on market leader Visa even more. They get compared a lot to Visa, so I'll expand on that subject a bit as well. While V is focussing on performance and speed, MA plays the cyber security card. They are already working on ways to implement cryptocurrency and Mastercard tend to have more growth potential vs stability from market leader Visa. While V is in the lead, MA is more widely used by fintech companies, which shows potential take-over in the future. Next to their credit services, they also own debit service Maestro, which is widely used in Europe. Financial Returns as high as 150% (ROE) and 60% (ROIC). Very large margins and perfectly stable balance sheet. High EPS growth YoY, 53% and 42% in the last two years. Quick ratio 1.87. V has more assets and even bigger margins, however MA wins in returns and cash. In terms of more growth, I like to focus on those last numbers more. Doubts It's a blue chip at a $300B market cap. Their growth potential might be limited, although I see them as one of the better picks between blue chips. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- ENPHASE ENERGY - $ENPH I already talked about solar energy in another post, so I'm gonna skip the explanation. As some of you know my choices were ENPH and SEDG, so I'll explain a bit about why I choose ENPH here. Mainly it's because of their financials, so I'll dive that straight away. Quick ratio - 2.35 vs 1.74 ROE - 142.94% vs 21.51% ROIC - 85.51% vs 25.81% Net margin - 25.81% vs 10.28% However I think SEDG balance sheet is a lot better and safer, ENPH is working on their future more efficient. They are paving the way smoothly with bigger margins and return on investments. Although SEDG might be the better pick right now, ENPH will be the better one in a short while. ENPH is also a bit less overvalued and their PEG ratio is lower, which makes them the better pick to get in right now. Diving into the products as well, ENPH just has the better and more efficient product. Their micro inverters are more durable (20 vs 12 years) and give the chance to increase or decrease the amount of solar panels easily, depending on your personal situation. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- GALAPAGOS - $GLPG I'm not a big fan of biotech companies, but these guys have my attention. Not because they're working on Covid vaccines, but because of two reasons. First one is them getting back-up from Gilead Sciences. That's the push they needed to start operating worldwide, increasing their potential market cap. Now that they have the cash from GILD, they can keep on buying interesting divisions and increase their growth. While having almost no long term debt, they are set pretty well with about $4 billion extra in cash. Second, they have multiple medicines in later trial phases, with Filgotinib as their biggest one. They had a setback on those results, but the company is very confident, giving an opportunity to get them at a decent price. I wouldn't be surprised if they partner up with another big pharmaceutical company in the metabolic disease section. Financial High PE (84 vs 44 average), but PEG ratio is 1.2. Quick ratio 9.28. ROIC 75.91% and ROE 7%. Became profitable this year with 16.25% net margin. 38.7% YoY EPS growth. Doubts Like all biotech players, there's a lot depending on medicines getting through phase trials and being commercialized. If Filgotinib will fail, their stock will obviously fall. However since they are backed by a big US giant, they can commercialize the product faster and on a bigger global scale if trials succeed. That's what gives them the advantage in comparison to other biotech companies for me. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- WALT DISNEY - $DIS This one has got me doubting a lot. I've taken them off and put them back on my list multiple times, but eventually I decided to keep them at least 2 years to see how they will evolve into streaming. Biggest advantage they have on their competitors is they basically have a monopoly on kids entertainment. Kids are growing up with electronic devices and content, so they're creating customers at a very young age. That's how Coca Cola used to work. They targeted 14-16 year olds, dumping loads of money into advertising which resulted in life long customers, as people didn't change cola brands often. Disney+ is a big hit and they won't get so much competition from other streaming services as Netflix and Roku will. They have one of the strongest defined brands out there and they know perfectly how to build and maintain their company. It's also still unclear how sports with public will evolve, but it's certain streaming will become even bigger after Covid. Therefore their money-losing ESPN acquisition could even turn into a moneymaker. Financial I can't really say great things about their financials. ROE is 12.67%, above 10% is decent. Assets over liabilities are x1.85 and debt to equity is 0.61. You could apply the saying "too big to fail' here, but that's about it. The bad financials are mainly caused by their big investment to streaming of course and they're working on it hard. They doubled their cash position, increasing their quick ratio from 0.75 to 0.89. Doubts I would say financials are their weak point here. They still have to go through some bad weather this and next year I would say. Them doubling their cash position in Q1 was soothing, as I see it being the biggest issue for the future. It might be better to wait it out and keep an eye on them for next year, but I wanted to take a position already. Not higher than 8% of my portfolio though. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- MICROSOFT - $MSFT They don't really an introduction I guess. 2nd biggest player for cloud services with Azure. Naming Satya Nadella as CEO and making the transition from hardware to software in 2014 were the best decisions they could've made. Acquired the government contract with Pentagon, however there's still uncertainty about it. In short, Amazon is claiming they were about to win the contract, but Trump criticizing the company would've lead to calling off the deal. For me, that's probably the main reason why MSFT didn't fly as high as their fellow cloud competitors yet. Financial Assets over liabilities x1.67. ROE and ROIC respectively at 43.82% and 28.88%. Quick ratio of 2.88, 0.65 debt to equity and 1.86 cash to debt. Decent financials, great returns. Talking about blue chips, I would say MSFT is still fairly valued with a PEG ratio just below industry average. Also paying a small dividend. Doubts The Pentagon contract allegations could be pretty negative for the company. They will probably not come back on their decision, cause if they do, MSFT will claim they already made big investments towards them and things will just keep on dragging on. Even without the contract, MSFT should be a 10 year hold while buying on dips. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- INNOVATIVE INDUSTRIAL PROPERTIES - $IIPR Haven't read a lot about them here on Reddit, but they're a very decent investment. Basically, they buy properties from cannabis companies and leases them back to the sellers, giving them the cash they need to grow faster and IIPR keeps the long term advantage of renting out those properties. They need to buy about 6-8 properties a year to keep their growth rate going and they already bought 7 this year. They still have a lot of cash ready to take advantage of the crisis. Not only are they 20% undervalued right now, they have a lot more growth potential after that and on top of it, they pay close to 5% dividend. I'm not a big fan of betting on the best cannabis company for the future, but IIPR is a great buy to have exposure in that industry. It doesn't happen very often I come across a company that combines growth potential with a high dividend, but IIPR does. Financial Quick ratio 6.75, cash to debt 2.8 (while REITs have an 0.07 average). Net margins 13% above average. Assets over liabilities x4.88. Annual EPS growing by more than 150% and about 41% in the last quarter before Covid. They just missed Q1 estimates, but it was only an 8% drop from Q4, performing way better than other REITs. Doubts IIPR has held a lot of new investment rounds, diluting shares. Of course extra capital will result in higher growth and will eventually be positive in the long run. There has been a drop in these last few days due to the announcement of selling 1 million more shares soon. I would look at it as an opportunity to get an even better price on them. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- TELADOC HEALTH - $TDOC It's the only company I don't own yet. I can't force myself to invest more than $140 per share for them, although I really like their business model. A lot of people are skipping doctors visits these days, going straight away to get medicines and counting on the advice of pharmacists. A lot of times, there's more examination needed. Not only do I see them succeeding in their field, I see them as an essential part of the automation of the pharmacy industry. It's a useful tool in emergencies, giving advice and deciding how serious the condition is, if (fast) medical care is needed. Teladoc will also play a role in insurance and giving the employers a checking tool. 98.9% of their shares are owned by institutions. Financial In terms of profitability and returns, not great of course. They are estimated to get profitable in 2023. Great balance sheet, assets over liabilities x2.66. Quick ratio 6.14, cash to debt 1.06, debt to equity 0.48. Doubts It's hard to see if a company is well managed before they are profitable. Their moat isn't very narrow, however I feel being one of the first ones gives you a big advantage in this field. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- DRAFTKINGS - $DKNG Gonna keep this one pretty short, there has been enough posts about Donkey Kong. For me, the most important factor for choosing them in this industry is their fantasy sports section. They are widely popular and that division will only get more interesting while online gambling, and especially in-game betting, gets more and more legalized in the US. Although they realized major revenue growth in 2019, they almost doubled their earnings loss. Main reason of course having to develop their platform and system. Good thing is, their technology is highly scalable, meaning they margin will grow massively while expanding in to more states and countries. Not many ratios available yet, so that's about the only financial information I own atm. The only negative I see is their pretty wide moat, so this one should be monitored more closely in the future. But for now, they have the momentum and are one of the most popular choices, great investment. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- RAYTHEON TECHNOLOGIES - $RTX As many of you know, two great companies (UTC and RTN) merged together in April. While United focussed on aircraft engines (Pratt & Whitney), Raytheon manufactured weapons, military and commercial electronics. They always delivered advanced technologies and them gaining multiple government contracts in the last decade is confirmation of their performant products. Raytheon will continue to grow their leadership in different segments. Because of their diversity, they seem perfectly in place to grow even more into an aerospace & defense giant. Engines, aerostructures, avionics, sensors, cybersecurity and other software solutions are just a few examples of their working fields. Financial With a PE ratio of 13.58 and PB ratio of 1.41, this is probably the most undervalued stock in my portfolio. Assets over liabilities x1.43. The rest of their financials isn't that great. UTC was carrying a lot of debt, but because of the merger, it will be better balanced as RTN was only carrying $2 billion net debt. If they can decrease their debt and optimize their merger, they are set to be the new number one in defense. Doubts It's still unclear how the merger will work out financially and logistically. In theory, they should be very well armed (pun intended) to take on LMT as market leader. Their exposure to commercial aircrafts is also a big threat, but it's less of an issue because they can make up with their other practices. -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- As you can see, I've tried to get the best blue chips with still some growth potential and stable growth companies together. Since a lot of companies already got mentioned on this forum, I'll include a bonus round of interesting companies I came across during my search for the best companies. I didn't include them in my portfolio mainly because I feel the chance of them succeeding and living up to their future potential is more risky than others. For you looking for higher risk, higher reward, check out these companies below.
$INMD. They offer minimally-invasive aesthetic medical products for various procedures, such as liposuction with simultaneous skin tightening, body and face contouring. They are actually the only company in my watchlist that scored maximum on my financial checklist. I love to watch their financials. While we're in an overvalued market, INMD has only 18.73 PE and 0.6 PEG. They certainly got hit by Covid, but I would be very surprised if they don't multiply their market share over the next years.
$SMCI. Based mainly on servers and storage solutions. They are the supplier for cloud computing and AI based companies. They were ranked 18th fastest growing company by Fortune Magazine in 2016, but they still have a long way possible to grow. I see them stagnating a bit for a few years, but they definitely have potential in the long run. Financially very stable, big on cash to make some acquisitions and trading at only 14.84 PE.
$CDLX. Great business model. They basically turn financial transaction data into valuable information for advertising. They show returns as high as 30:1 for advertising spent. Not only is the online payment industry growing fast, but after Covid companies will need to work their advertising budgets even more efficiently. CDLX has momentum and will increase that market cap massively. That future outlook has a price unfortunately and I feel they're too expensive right now.
$OLED. They hold patents on ultra high definition OLED screen technology. There's still a large transition going on from LED to OLED screens. They are estimated to increase their manufacturing with 50% by the end of 2021. Unfortunately most of that growth is already priced in right now. It doesn't take away the longer term potential, but it doesn't make it that sexy of a buy right now.
$OMCL. Omnicell provides pharmacy automation solutions and other tools for healthcare systems. Big on cash, low on debt. They have an interesting business and the automation of healthcare will continue to grow, however they are also trading a bit above value.
$PCOM. A technology company based on e-commerce and services through loyalty programs. Most of their partners are airlines, which explains their difficulties of getting back up since the drop. At the moment it's unsure how this will work out. There will barely be room for bargains or rewards, however while the industry has to build up again, there's an opportunity to take away long time customers from competitors. Although they have enough cash to weather this crisis, they are depending on the industry. At PE below 10 and having a decent cash position, it's worth a gamble.
$APPS. Digital Turbine offers a mobile platform mainly for new apps. They have a very high future revenue forecast of 202.2% over the next 3 years. Big on cash and no debt as well. They already acquired Mobile Posse in March, diversifying their platform. Analysts are putting an average price target of $9.88 on them, giving it a 61% potential return.
$NVMI. They develop and produce process control systems used in the manufacturing of semiconductors, mainly focussing on industrializing X-ray and optical technologies like holographic images. Cash to debt 6.1, debt to equity 0.1, quick ratio 5.75, ROE 12.83% and ROIC 20.26%. Their financials are great. The only thing you could say is they are slightly overvalued, but still a very nice buy in comparison to the overvalued tech industry.
$INS. Active in the fintech sector, they provide tech solutions and processing services. Very similar financials to NVMI. Big on cash, almost no long term debt, great returns (ROE 29.7% / ROIC 85.95%) and steady growing EPS. They are also slightly overvalued, but should easily get back to $45 range after the crisis is over.
-- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- -- So, that's about all I have to share. This will also be my last big post a while. Analyzing stocks has been my main occupation for the last three months, but it's time to work on opening up the hotel and bar again. I hope some of you get something out of this. I'm not a professional so always check again for yourself. I'm gonna hold on to these companies for a while now. Will add some extra capital at the beginning of 2021, so you could expect another big post about my newest findings then. For now, I'm gonna take a break from following the market day in day out and enjoy the weather a bit more. Have a good one!
The Monthly Scribe - July 2020 - Leave a comment for a chance to win 1 Year of Pro!
The Monthly Scribe
Congratulations everyone! You have all successfully navigated this joke of a year to the halfway point. Yep, only half way. If 2020 was condensed into a single day then we've only gotten to lunch time. Will you be having the collapsalad today? Or maybe some just-ice cream....get it? Because it's justice...but als- never mind. In case you're new here, we pin a monthly thread in our subreddit to share and discuss updates with our users. You're also welcome to share any news, ideas, short stories and metaphors about internet privacy and security. What would Confucius say if he had internet privacy concerns? "How can one be truly free while choosing to be tracked?" "A man can live for himself or live for advertisers." While you ponder such modern day wisdom, consider leaving a comment in this thread enlightening us with your revelations. Or just leave any interesting comment at all, entertain us! We will go through all of them at the end of the month and select a random comment to win 1 Year of Pro. The winner of June's thread was jelegend. Congrats, your 1 Year Pro code is in your inbox!
For those who are unaware, we hosted an online competition called the Windscribe Transnational Film Festival. In it we asked our users to create short clips based on the randomly generated usernames that our website gave you. We're happy to say that you folks did not disappoint, we received over 400 submissions! We spent a long while conferring about the clips, making fancy spreadsheets to score all the entries and after all videos were reviewed, we tallied up the results for the main categories and these were the winners: Grand Prize - Pumped Banana Actor Dank Story - Ordinary Pickle Decorator Dank Production - Old Tree Fighter Much Lulz - Electronic Face Fixer Wholesome - Local Goldfish Painter Mr. Strange - Powerful Pig Pastor Popular Vote - Pumped Banana Actor There were also 20 more runner up winners who each won $100 and 1 Year of Pro. All these submissions can be viewed on our website. Congratulations to everyone who won! You should have all been contacted by now with the details for how to claim your prize. We'd also like to thank everybody else who participated in the contest, this was our first step into hosting such events and it will certainly not be the last. Community involvement is something we love and strive for and consider this contest a huge success. If you still want to win something, tell us which submission you liked most in the comments and you will be entered to win this month's 1 Year Pro giveaway.
Wireguard Yes, you read that right, Wireguard is finally on the horizon. We heard you loud and clear, you all want the latest and greatest VPN tech and who are we to deny you that? We think it needs a new cool name though, something like CableShield or FibreFighter. We're open to all your suggestions, if you come up with a really good one we like and end up using, we'll give you some free Pro credit. As we'd mentioned in previous discussions regarding Wireguard, some work would be required on the backend in order to facilitate the protocol on our servers. That's exactly what our team has been working on for the last month and the results are looking quite good. The performance gives almost your full non-VPN speed and some users have even reported seeing Wireguard speeds 3-4 times faster than what IKEv2 could give. Don't get too excited just yet though, these were early results and there is still a fair bit of work to do before it's available on all our clients. Often times IKEv2 alone will get you to 95% of your ISP speeds so not everyone needs it. However, given the fact that this is a more modern protocol built by scientists, doctors and astronauts (don't quote us on that), you can expect it to function better than IKEv2 and OpenVPN to some degree. At the very least it won't be limited to one network port like IKEv2 is so you get the combined benefits of IKEv2's speed with the versatility of OpenVPN. Right now we have connectivity to our servers using Wireguard configs so most of the backend functionality is complete. The mobile developers have been hard at work implementing the protocol into both the Android and iOS clients so these will be the first Windscribe apps to get Wireguard. Desktop users will also be able to connect using a separate Wireguard client. Our extremely talented, smart and handsome desktop app developers have their hands full already but the plan at the moment is to include Wireguard in the stable release of version 2.0. We've also made a few new hires over the last few months to speed up the development on our applications. These fine employees passed some of the most rigorous testing we could throw at them including programming in Latin, designing a website underwater, and even jumping through flaming hoops. They made it look easy, so we had to have them on our team. City-level Custom Configs Back in the year 1471, a young Leonardo da Vinci wrote in one of his early journals:
Quando Windscribe avrà configurazioni personalizzate a livello di città?
Loosely translated, he was pondering the question of when Windscribe would have city-level custom configs. This early work of his has been passed down for generations all the way to the comments on this subreddit asking the same thing. Well, they're finally here! As of today, you can get city-level custom configs for all your non-Windscribe VPN clients. How exciting is that? Static IP config files can now also be found on the same config generator pages, you no longer need to go through the port forwarding setup like before.
As we head into what seems to be a second wave of the pandemic, you are probably sighing at the thought of being bored at home again. Perhaps you're even swearing to yourself. If you are, you might have fun taking out the anger on this Swear Word Coloring Book. Show that book who's boss, you color outside the lines because no one can tell you how to live your life! If you get too excited and start ripping the paper out of the book, don't throw it out! Instead, with just a few cuts and folds, turn the paper into a functioning V8 engine like this guy did. You can even add a throttle if you're feeling really fancy. Like most people, you probably purchased a guinea pig during this quarantine, but now you're concerned about the harsh world that little Kevin the guinea pig must live in. If you have the coin ($24,300 USD specifically), consider investing in some hand-crafted guinea pig armor. It even comes with a metal helmet too! If a guinea pig in armor doesn't do it for you, we have more pictures of funny animals. Well, funny cats specifically, we only post funny cats here. Until next month! Place your bets on what the next global catastrophe will be. Aliens? Yellowstone eruption? AI takeover? Tweet us your guess on Twitter @windscribecom or discuss it at length in our Discord Server.
MARK was the most chosen stock so here is the DD for it. Bagholders will like this. TL;DR at the end. Catalysts: https://finance.yahoo.com/news/remark-holdings-sets-first-quarter-203000891.html During the conference call, their management will be discussing other topics apart from financial results. They will be providing updates on their AI businesses in Asia and the U.S. Thermal and security screening will also be discussed. Since there corona cases are spiking, there is potential for them to announce a partnership with other companies. Some rumors have been going around about a possible partnership with an airport but those are all rumors. Their thermal cameras will be of great help to any business that has a constant flow of people so the possible partnerships are limitless. The AI news could be huge. MARKs AI Thermal cameras are amazing for the Asia Market especially since China has recently reported a lot of corona cases. Their thermal cameras are perfect for dense countries so China could be a big client for MARK. https://finance.yahoo.com/news/remark-tech-combat-covid-19-100245088.html Their thermal cameras are in very high demand right now and they are closing deals with business left and right. MARK has made a deal with China Mobile to provide all of its 17,800 stores with AI technology enabling “facial-ID, traffic counting, and smart queue management.” This data will allow the company to streamline and optimize traffic flow in its stores by giving customers information about the nearest stores and number of customers in each one, and it allows them to get in line for a customer service agent before they arrive, via an online ticketing system. Such technology can significantly improve customer service, making for happier customers and a more successful brand. Additionally, by reducing foot traffic, these solutions can slow the spread of coronavirus and help companies operate smoothly with reduced physical capacity in stores. The potential revenue on this deal would be massive. Considering that the thermal cameras aren't the cheapest, it would cost China Mobile millions of dollars to equip all their 17,800 stores. MARK is going to have their wallers filled with straight-up cash which they will be using to further expand their business and technology. https://finance.yahoo.com/news/remark-stock-pandemic-proof-bet-145421478.html Their app Sharecare has already been launched and will be providing users with virtual healthcare. Sharecare offers AI-enhanced healthcare and it’s had a lot of attention from celebrities like Oprah Winfrey and Dr. Oz. Celebrity. Virtual healthcare offers a cheaper alternative to visiting healthcare professionals, which is an important factor in the Presidential campaign in which healthcare costs will once again be a big thing. Plus, the pandemic forced people to use remote healthcare services. As there are more cases, more people will be using Sharecare which will further improve revenues and publicity for MARK. TDOC is a powerful example of how growing interest in virtual healthcare was accelerated by the pandemic. The company said that the number of virtual visits it facilitated at the start of April was more than 100% higher than in March. Demand for virtual healthcare will likely continue to be strong going forward. If MARK can successfully pull off what TDOC is doing, the stock will skyrocket with their revenues. Financials: https://www.sec.gov/Archives/edgadata/1368365/000136836520000038/a12b-25forform10xq2020q1.htm I'm very surprised to say this but MARK has not reported any financials at all for this year. I will not be basing any financials on their last year's financials form since it does not accurately represent the financials that the company has today. There could be multiple reasons for not reporting any financials, I do not know which one it is but I do know that not reporting financials negatively affects the company and reduced the number of people willing to invest. https://finance.yahoo.com/news/remark-holdings-sets-first-quarter-203000891.html They are currently planning on releasing some financials very soon but still, not reporting financials at the right time is never good. Date: Monday, July 6, 2020Time: 4:30 p.m. Eastern time (1:30 p.m. Pacific time)Toll-Free Number: 866.548.4713International Number: 323.794.2093Conference ID: 1160760 This doesn't necessarily mean the financials will be bad especially with all the catalysts. I actually expect their financials to be somewhat good. Fundamentals: https://finance.yahoo.com/quote/MARK/profile?p=MARK Here's a description of the company: Remark Holdings, Inc., technology-focused company, develops and deploys artificial intelligence (AI) products and AI-based solutions for businesses in various industries worldwide. It operates through two segments, Travel & Entertainment, and Technology & Data Intelligence. The company operates KanKan, a data intelligence platform that offers AI-based vision products, computing devices, and software-as-a-service products for the financial, retail, entertainment, education, and workplace and public safety industries. It also owns and operates various digital media properties that deliver content in various verticals, including travel and entertainment, such as lodging, air travel, show tickets, and tours through Vegas.com and its related Websites comprising LasVegas.com, as well as mobile applications and retail locations; and young adult lifestyle that includes Bikini.com, an e-commerce Website, which sells swimwear and accessories. In addition, the company sells financial-technology products and services, as well as advertising services through its Websites. The company was formerly known as Remark Media, Inc. and changed its name to Remark Holdings, Inc. in April 2017. Remark Holdings, Inc. was founded in 2006 and is headquartered in Las Vegas, Nevada. Their Address: 3960 Howard Hughes ParkwaySuite 900Las Vegas, NV 89169United States702-701-9514http://www.remarkholdings.com They have no full-time employees. It's good that they are located in the U.S. this opens up a lot of potential clients. Technicals: Stock Info: - Usual 10-day volume of 8.23M. - Usual 3-month volume of 34.32M. This is a very good volume for a penny stock, it provides easy buying and selling of the stock and it ensures that there will be movement in the stock price. - Shares outstanding are 99.38M. - Float is 85.71M. It would be better to see a lower float since the lower the float the easier it is to move up the stock price, but this isn't a bad float. Not that many benefits from a float like this other than it's harder to push down the price but the same goes for trying to push up the price. - 26.23% of shares are being held by insiders. - 14.19% of shares are being held by institutions. So many insiders holding the stock could cause a massive dump in the stock price if they decided to sell-off. It isn't all bad though, this also shows that the insiders are confident that the stock price will go up since it is part of their paycheck. A good number of institutions hold the stock, institutions usually invest in stocks that will increase in price. - Short % of float is 15.43% - Short % of shares outstanding is 14.52%. This is both good and bad. The good is that there is potential for a big short squeeze which will force many people to start mass buying the stock, this will of course boost the stock price by quite a bit. The bad part is that this shows that a good part of investors aren't confident that the stock price will go up. The lower the confidence the more paper hands traders there will be which will make the price fall. Indicators: These are based on the 1-day indicators. Moving Averages: - Candles above 5 SMA, buy rating. - Candles below 10 SMA, sell rating. - Candles below 20 SMA, sell rating. - Candles below 30 SMA, sell rating. - Candles above 50 SMA, buy rating. - Candles above 100 SMA, buy rating. - Candles above 200 SMA, buy rating. - Candles are neutral on IC, hold rating. - Candles are below VWAP, sell rating. - Candles are above HMA, buy rating. Moving Averages give MARK a buy rating. MARK is in a short term downtrend but an overall uptrend. Oscillators: - Stock is neutral on RSI, hold rating. - Stock is positive on R%S, buy rating. - Stock is neutral on CCI, hold rating. - Stock is neutral on ADI, hold rating. - Stock is negative on AO, sell rating. - Stock is negative on Momentum, sell rating. - Stock is negative on MACD, sell rating. - Stock is neutral on SRF, hold rating. - Stock is neutral on WPR, hold rating. - Stock is neutral on BPP, hold rating. - Stock is neutral on UO, hold rating. Oscillators give MARk a sell rating Overall, indicators give MARK a sell rating. Support And Resistances: - Hourly support of $2.31. - Hourly resistance of $2.44. - Daily support of $1.08. - Daily resistance of $3.56. TL;DR: MARK is a sort of short term play, I recommend selling it off when they announce their financials and other plans on July 6. With cases rising, MARK will be a hot stock, their thermal cameras are in very high demand all across the world and potential partnerships and deals are limitless. China Mobile has made a deal with MARK to equip their 17,800 stores with thermal cameras. MARK will be making bank on this deal and will use the money to improve its technology which will further potential revenue. MARKs app Sharecare could become a big success. Most people will not be leaving their houses and Sharecare will take advantage of that by bringing virtual healthcare to people. The potential revenue on this one is massive. The conference will hopefully boost the stock price by quite a bit considering that they will be discussing so many things. TL;DR;DR: These are some quick buy and sell points. - Buy point is if MARK rebounds to around $2.33-$2.29. - Instant buy point is if MARK breaks the $2.61 hourly resistance with some buffer. - Sell point is if MARK falls below the hourly 50 SMA. - Instant sell point is if MARK falls below the hourly $2.13 support. Remember, this is not a very short term play, July 6 will be a big day for the stock. Please take everything with a grain of salt, markets are being volatile. These points are more suited for the volatility of the market and should work better than before. This is not financial advice, I'm not a financial professional. Do not buy this stock just because of this DD. I'm not to be held liable for any losses or missed out gains due to this DD. I do not currently hold any shares of this stock. Please trade responsibly and take days off when your account is falling.
I occasionally see people respond to my weekly Upcoming Releases posts with comments like “it's just a buncha' shovelware”, and I don't think people realize the potential in some of the games they're dismissing. And especially with Nintendo stepping back from their regular Nintendo Directs, I think there's likely to be a fair number of Switch players asking themselves, “so now what?” Because of this, before we jump into the next month, I'm going through the list of upcoming games for that month that we know about, and highlighting the ones that have a strong chance of being worth paying attention to, as well as a brief snippet about the game explaining why it's worth watching. I will specifically only be highlighting games that have a reasonably strong pedigree, or that are otherwise particularly noteworthy in some way beyond “this looks good, it could be interesting...”. This means that I'll likely be mentioning a lot of ports, as it's easier to know a game will likely be good if it was already good on another platform (I'm including games that scored 75 or higher on Metacritic on other platforms, 80% positive or higher on Steam, and/or 4 or higher rating on Google Play store). I'll also mention games whose developer has a decent track record for producing quality. Oh, and before getting into the games, I should note that this is just the list we have available right now – there are likely to be new games announced after this list comes out, as well as games on this list that get delayed. Also, I should note that this is not a list of the only games worth getting on the Switch this month – just the ones that I feel can be backed up with more than just “feels” given what we know now. And of course, since these games aren't released yet, I obviously can't know they're good, they just look promising. Anyway, onto the list! 7/3 - Infini (Trailer) Metacritic score: 62 (With 6 Reviews) – Released earlier this year on PC and PlayStation 4, Infini went mostly overlooked by reviewers, but the small handful of players who rated the game on Steam were unanimous in their praise for the game – as of this writing, it has a 100% approval rating. It's definitely hard to get a feel for the game from the trailer, but it seems to be a sort of bizarre puzzle game. 7/3 – Singled Out (Trailer) (No Metacritic score as of 7/16) – Much like the first game on this list, Singled Out was released last year on PC and went mostly overlooked by reviewers, but once again the small handful of players who rated the game on Steam were unanimous in their praise for the game – as of this writing, it has a 100% approval rating. It's pretty easy to tell what this game will play like – you're spotting the face in the crowd that matches the characteristics before time runs out. So it looks kinda' like one of the Microgrames you'd expect to see in a WarioWare title, expanded into a full game. 7/6 – Gerty (Gameplay Footage) (No Metacritic score as of 7/16) – Yet another game that critics overlooked, but got a high rating on Steam (94%) from the few players who played it. Gerty is a two-stick shooter with Roguelike elements. 7/7 – Catherine: Full Body (Trailer) Metacritic score: 81 (With 23 Reviews) – Catherine has been out on multiple platforms for a while now, with the expanded “Full Body” version hitting PlayStation 4 late last year. However, every version of the game has consistently rated well, in the high-70s and low-80s on Metacritic. This is a character-based puzzle game interspersed with story-based sections that follows a young man who gets entangled in the middle of a love triangle of sorts, and where his less than honest actions result in him having nightmares of a monstrous woman climbing a tower while he struggles to escape her. 7/7 – Superliminal (Trailer) Metacritic score: 82 (With 4 Reviews) – This is a game I missed in my original predictions, but list here for those looking at this article after the fact. This game is a reality-warping first-person perspective puzzle game where the perspective is one of the most important parts of the gameplay, since you use that perspective to change the size of objects. 7/9 – CrossCode (Trailer) Metacritic score: 85 (With 7 Reviews) – First released to PC in 2018 and garnering a strong Metacritic score of 86, the game's console release has been pretty highly anticipated, with CrossCode having the look of a classic 16-bit Action-RPG, but turning up the dial on the “action” side of that formula. 7/9 – Demon's Rise: War for the Deep (Gameplay Footage) (No Metacritic score as of 7/16) – First released to PC and mobile devices in 2018, the game currently sits with an 83% positive rating on Steam and a 4.0 score on Google Play. Demon's Rise is a Turn-Based Strategy set in a Fantasy world, and technically the second game in its series. Judging by fans' reactions, expect this to be a game mostly focused on the tactical gameplay and not graphics or story. 7/10 – Bloodstained: Curse of the Moon 2 (Trailer) Metacritic score: 83 (With 11 Reviews) – While the release of Bloodstained: Ritual of the Night on Switch was problematic, the original Bloodstained: Curse of the Moon was pretty widely accepted as a fantastic old-school platformer in the vein of the classic NES Castlevania titles, getting a Metacritic score of 82. Only just announced, we won't have long to wait to get the follow-up, with the eShop listing for the game putting it at July 10. 7/10 – Deadly Premonition 2: A Blessing in Disguise (Trailer) Metacritic score: 58 (With 49 Reviews) – I'll just say right now, there is a strong argument to be made that this game does not belong on this list. The original game was a broken, buggy mess... but that's partly the reason it is so beloved by so many. Deadly Premonition has been compared to the film The Room in that both have a unique “so bad it's good” quality to them, and I can guarantee you that if I left its Switch-exclusive sequel off of this list, there would be more than a few people who would demand that it be added. So for those people, here you go. And I genuinely hope that it is everything you've been wanting in a sequel. 7/14 – Story of Seasons: Friends of Mineral Town (Trailer) Metacritic score: 78 (With 37 Reviews) – This game is a full remake of Harvest Moon: Friends of Mineral Town, a 2003 Game Boy Advance game considered by many to be one of the series' highlights. If you enjoyed Stardew Valley, this is absolutely a game to keep your eyes out for. 7/14 – Neon Abyss (Trailer) Metacritic score: 80 (With 4 Reviews) – Developer Veewo Games is probably best known for the Super Phantom Cat series on the Apple App store, which has consistently gotten Metacritic scores over 80. While those games were fairly simple, lighthearted retro platformers, Neon Abyss is something else entirely, an action-platformer with tons of screen-filling gunplay. Announced 7/2: 7/16 – Neversong (Trailer) – Previously titled Once Upon a Coma, Neversong released just in May of this year on other platforms, and has a score of 75 on Metacritic on the PC version, and while other versions don't have enough reviews yet for a score, the reviews already released are strong. This is a short (4 hours-ish) Puzzle-Platformer with a striking look and a dark tone of a world where a mysterious figure has kidnapped your best friend and for some reason all of the adults have gone missing. 7/17 – Paper Mario: The Origami King (Trailer) Metacritic score: 81 (With 53 Reviews) – Of course the question on everyone's mind regarding this game right now is... will it be more like the first few Paper Mario games, or more like the last few... because the N64 original game and its GameCube follow-up are beloved by fans, and the more recent games... well, aren't. However, every game in the series has a score over 75 on Metacritic, so whether this game ends up being truly great or merely just good, it's still probably a safe bet. 7/17 – Warhammer 40,000 Mechanicus (Gameplay Demo) – Originally released to PC in 2018, Mechanicus got a Metacritic score of 78, with critics praising its strategic turn-based gameplay and high level of customization. 7/21 – Rock of Ages 3: Make & Break (Trailer) – While the Switch version of Rock of Ages 2 was generally considered to be a lacking port, it was nevertheless still a good game, rating 75 on Metacritic, and with any luck this time will hopefully be better, with the game being developed for all platforms at the same time. For those unfamiliar with this series, it's an odd blend of tower defense and ball-rolling arcadey game, where two opponents are trying to build defenses to halt the forward progress of the enemy, and then roll a ball through those defenses to smash the enemy hiding in their castle. Announced on 7/1/20: 7/21 – Crysis Remastered (Trailer) – When it originally released in 2007 on PC, Crysis became the benchmark for computer graphics for years to come, and earned a score of 91 on Metacritic. This game is now getting remastered and brought to multiple modern platforms, including the Switch, and suffice it to say that even despite the age of this First-Person Shooter, people are eagerly waiting to see how this game performs on a handheld. Also, the Switch can always use more First-Person Shooters, and Crysis is one of the big guns in the genre. Announced 7/1/20: 7/22 – Creaks (Trailer) – The developer of Creaks, Amanita Design, consistently churns out quality games, including Machinarium, Botanicula, and the Samorost series. Of the games that have scores on Metacritic, every single one of them has a score higher than 75. That's a phenomenal track record, and there's no reason to think their upcoming Creaks will be any different, being that a dark, comedic Puzzle Platformer fits well within their comfort zone. 7/28 – Samurai Shodown NeoGeo Collection (Trailer) – This one's a bit of a cheat, since it's just a collection of seven classic arcade fighting games, but they are seven fighting games generally considered to be excellent entries in the genre, with added online play and bonus features, and with a price tag of $40, that works out to just under $6 per game, which isn't a bad price (for comparison, the ACA series of Fatal Fury games sell for $8 each). Fighting game fans wanting to own a series of genre classics will undoubtedly want to pick this up. 7/30 – Locomotion (Trailer) – Once again, we have a game that reviewers missed, but players are praising. Locomotion was released last year on PC and was overlooked by reviewers, but the small handful of players who rated the game on Steam were unanimous in their praise for the game – as of this writing, it has a 100% approval rating. This game is a train-based puzzle game with self-contained levels that look just a bit like dioramas (I'm getting a little bit of a Captain Toad vibe here). 7/31 – Castlestorm 2 (Trailer) – The first Castlestorm got a Metacritic score of 78 on the Switch, and was an excellent take on the tower defense genre, with players building their own castles between battles, and then during the battle requisitioning troops based on changing battlefield conditions while aiming a ballista at the enemies and their own castle.The sequel looks to keep much of the same gameplay while adding in a very Monty Python-esque style of humor. . Anyway, that's what I could find for July 2020 on the Switch, but no doubt some of you have specific games you've got your eye on this next month. Please feel free to give a shout out to any game you feel deserves attention! :-)
This is guide to US options trading from the UK, because I've seen countless requests of people browsing in /ukinvesting, /options, /wallstreetbets etc. about this. First thing's first - no part of this post is to be taken as financial advice. It is a guide on how to start options trading from the UK. Options/CFD trading is a high-risk activity and most retail traders lose money.
1. CFDs vs. Options
So getting started, options and contracts for difference (CFDs) are both financial derivatives - they derive their values from an underlying security e.g. stock, indices, currency, commodities. Long story short, CFDs do not have an expiration and options do; and at the option expiration date, options give the opportunity to buy/sell the underlying (e.g. stock) at the agreed strike price. CFDs are highly directional (delta) trades where positions require ongoing financing fees by a broker, whereas options strategies allow the trader to trade time decay (theta) as well as market volatility (vega). Options provide greater flexibility in trading strategies (time/volatility trading as well as direction); however, due to this, the more complex strategies can be difficult to understand. Spread betting allows a literal directional bet of an underlying by a certain date. It is most similar naked options - i.e. if your position moves against you enough, your broker may forcibly close your position unfavourably and/or margin call you for extra cash ("you can lose more than your initial deposit"). With options/CFDs, you can define risk by specifying a profitability range (spreads) instead to avoid this scenario. Due to spread betting being so close to gambling, it is treated as such in the UK in terms of taxation - gains are tax free. I will also add here that CFDs/options can also be used in this manner (gambling, with subsequent margin calls etc.), and that CFD brokers tend to understate the risks of these strategies, whilst almost all options brokers require elevated permissions to seek out this level of risk - this is because blowing through margin presents a risk to the broker and they would rather have commissions without the risks of the brokerage going bust. The lowest level of permissions still allows you to buy extremely highly leveraged OTM options without margin, as your max loss is limited to the amount you paid for those options.
Given that options effectively open up two additional aspects of trading (time/volatility) and require additional regulatory oversight compared to CFDs/spreadbetting, there is basically no options market in the UK - the only brokers at this time are IG/Saxo, and they only do vanilla options on Forex/Indices/Commodities. Everyone else only does CFDs and/or stock (T212, Freetrade, IG, Plus500 etc.). To engage in true stock options trading, the only choice is to open an international/US brokerage account. The two that are accessible to UK investors are Interactive Brokers (IB) and TastyWorks. Both are reputable brokers and have strong insurances for cash & securities held with them.
IB is quite expensive (£20+ pcm minimum), but is the full bells and whistles international trading platform - you may access European options as well as worldwide markets on stocks/currency/anything you want really. Recommended for high value traders/investors.
TastyWorks is the opposite - free accounts, low fees (zero inactivity, free stock trades, low option trading fees), though they charge $45 for cash withdrawals. TastyWorks primarily offer trading on US options (inc. futures) and stocks, so anything listed on the American stock exchanges are game, including international companies listed via ADRs (e.g. global UK companies, especially on FTSE100).
3. Opening an account
I will walk through some of the aspects of funding and operating a TastyWorks account from the UK, as this is my recommendation if you're here looking for a cheap way to get started. Opening a free account on TastyWorks is easy as they are used to foreign traders (form filling within 20-60 mins - you will need a photo of proof of ID and address). It typically takes 1 day for cash accounts and 2-3 days for margin accounts to be ready for funding. My referral link if you feel this guide deserves the effort is: https://start.tastyworks.com/#/login?referralCode=GD9EGGNZYZ. (mods, happy to remove this is this guide is deemed low effort) The account types are:
Cash. Recommended to start because you can always open a margin account easily later. Able to buy long calls/puts and sell covered options. No short stock allowed.
Basic (margin). Able to sell naked puts, and trade defined-risk strategies i.e. anything with a known maximum loss before entering the trade. E.g. credit/debit spreads. Note that naked puts carry significant risk - this is equivalent to CFD trading on margin, and you can have your position forcibly closed at unfavourable market rates if you overleverage. You minimum $2k to access this account.
The Works (margin): everything above, and able to sell naked calls - also easily upgraded to trade futures. Note that naked calls carry HUGE risk - this is equivalent to CFD trading on margin, and you can have your position forcibly closed at unfavourable market rates if you overleverage. The difference in naked calls and naked puts: stock can only go to zero, limiting the (huge) loss on a naked put, whereas a naked call has theoretically unlimited loss since stocks can (theoretically) go to infinity. I won't go into futures - be warned that they carry additional risks to stock options. You need a minimum of $2k, self-declare extensive knowledge on financial products and self-declare min. income of $100k + $50k net liquidity to access this account.
4. Funding the Account
Since trading US options is done in USD, the account must be funded in USD. As international traders, deposits must be "By Wire", assuming you do not have a US bank account - full instructions for the "By Wire" method will show up when you are approved to fund your account. With TastyWorks, UK traders have 3 options at time of writing, going from highest to lowest fee: 1) Starling Bank: ~1% commission (+flat fee TBC?) 2) CurrencyFair: typical ~0.75% commission +$20 flat fee 3) TransferWise/Revolut + UK USD Account: ~0.5% commission +$20 flat fee TastyWorks does not accept third party transfers (accounts not in your name), so services such as Revolut and TransferWise (inc. borderless) do not work directly 4.1 Starling Bank With Starling Bank, you can do an international wire from a GBP account directly. Easy online bank setup and probably fastest way to get started, especially if you already bank with them. Note: Starling Bank is rejecting transfers to TastyWorks 'as it sits out of our international payment provider's risk appetite' (as of 11th May) - waiting for updates Note that other routes include a $20 flat fee charged by intermediate banks before the transfer reaches TastyWorks. Haven't got confirmation that this route is charged or if Starling includes it within their higher fee. 4.2 CurrencyFair TastyWorks have approved transfers via CurrencyFair with a guide at: https://support.tastyworks.com/support/solutions/articles/43000435321-can-i-use-currencyfair-to-fund-my-account- Easy to get started, but a couple hoops to jump through to confirm your transaction to TastyWorks via email. Note that the $20 flat fee is for an intermediary bank to take their cut between CF and TastyWorks, but that is not mentioned on the CurrencyFair website. 4.3 USD account + TransferWise/Revolut The cheapest option is to set up a USD currency account and transfer through that. The account of choice is the Barclays USD Foreign Currency account - you need a current account with them to be able to open the USD account. HSBC also have an offering, but not had this route confirmed. Once the USD account is open, you can transfer into it using Revolut/TransferWise (cheap) and then international (wire) transfer from Barclays account to TastyWorks (free!). Note that the Barclays USD account is still a UK bank account, so you'll need to use a SWIFT transfer from Revolut/TransferWise to turn your GBP into USD. Note that the $20 flat fee is for an intermediary bank to take their cut between Barclays and TastyWorks, but that is not mentioned on the Barclays website. 4.4 Withdrawals To withdraw funds, do the opposite for a deposit, noting that $45 will be charged by TastyWorks per withdrawal.
5. Getting Started
I highly, highly recommend TastyWork's education centre and their TastyTrade videos, especially if you are new to this. Otherwise, once funded, it's as simple as downloading the app on mobile, using the browser trading screen, or downloading their full desktop platform. That's it for the guide - happy trading, and if there are any questions, feel free to get in touch and I'll edit the answers in here. I want this to be a resource because I've helped many people get started, and it would be good to have it all in one place!
Warning: This game relies on luck. There is no way to guarantee that you will finish it in time.
That being said, I feel that there is a reasonable chance you will be able to complete it so long as you put some effort into it. I will go into the luck aspect further on in the Obtaining a Gold Hero section, but to put it simply, one of the heroes you need will come from a random pick. I was able to get the necessary hero 3 times before I finished this game. It will require a fair bit of time at the start, but after that it's mostly a waiting game. You just need to buy certain products from the store every few hours, and then spend a bit of time doing dailies once per day.
Make sure you get the offer that says to get ONE Gold hero!
There is also one to get 3 "orange" heroes. Orange = gold. You will not be able to complete this one in a reasonable amount of time.
I use Android. I do not know if it works on iPhones.
$16.13 on Swagbucks on 2x Adgem days. Today 6/19/20 is a 2x Adgem day.
There doesn't seem to be one listed now, but I swear it said 30 days before.
Around two weeks.
Obtaining a Gold Hero
The easiest and most "guaranteed" way to get a gold hero is to go with either Cleopatra or Founding Father. Both of these heroes are available in the arena shop, and you can even get some Cleopatra pieces from the level up rewards. Unfortunately, both of these have a bit of RNG to them as well.
2x Purple Cleopatra - Obtainable from the arena shop. You also get a few shards from leveling up.
1x Purple PFK - You can get a blue PFK from level 20 in the campaign.
1x Purple King Arthur - You can get a blue Arthur from the arena shop (or elite level 7 in the campaign).
1x Purple Little Dipper - Obtainable from the Gene Bank and casino (or elite level 12 in the campaign).
2 Purple Fire Clones
3x Purple Founding Father- Obtainable from the arena shop.
1x Purple Fort - Blue Fort from general level 17.
1x Purple Spartacus - You can get a blue Spartacus from level 37 campaign, Gene Bank, or Casino. (Note: Spartacus is a Fire element so you will need some Fire clones to upgrade him)
2 Purple Electric Clones
I got to level 61 and made it to level 25 in the general campaign. The elite campaign opens up when you reach level 100 in the General campaign. While it is theoretically possible to get the necessary heroes from the campaign, realistically, you will be relying on the Casino and the Gene bank to get them. Of course, if you get super lucky and come across a better chance to get to gold then go ahead and do that. Each Gold hero will require at least 2-3 of the same Purple hero, so it's not worth betting on it happening. Upgrading a clone to purple is easy. You will need the clone you want to upgrade, two blue clones of the same element, and two blue clones of any element. It is safe to sacrifice any clone that cannot be upgraded to Purple as these clones are practically useless. You can also use any clones you don't think you'll need. (Note: There are a LOT of incorrect guides online including in the wiki - be wary of that if you look online for information related to upgrading clones.) There are 59 blue heroes, and I was getting 2-5 blue heroes per set of 10 Advanced scrolls. While there is some RNG to it, there is a reasonably good chance you will be able to get at least one blue Spartacus.
It is very important to do your dailies since they give you essential items and gems. There are quite a few things to do each day, but most of them only take a click or two, so can be done quickly.
Mail - Each day you will have some rewards sent in your mail. You don't necessarily need to pick these up each day, but make sure to claim them periodically.
Bonus - This button is on the left hand side of the screen. Make sure to claim your Monthly Attendance reward each day. If you miss a day then nothing happens. This chart doesn't reset, nor can you lose a day. You simply will be behind a day.
Daily Tasks - This button shows up on the left hand side of your screen. You will need to complete 10 tasks (this number is lower at the start) in order to get the bonus gems. Most of them are very easy and will only take a few minutes to do. The others can safely be ignored. Avoid doing the Hand Of Midas and Advanced Clone tasks if you don't have an event for them if possible, but it's fine to do it if you need to hurry up at the last minute.
Airship - As soon as you unlock this, start doing it. Make sure to challenge new levels as they unlock.
Dungeon - Get through as far as you can and then sweep the floors once each day.
Arena - You will get a few free challenges each day so be sure to use them up.
Tavern - You can complete 4 Tavern tasks per day. If you're feeling lucky, you could use some gems to refresh your tasks and hope you get better rewards. You should try to complete these before the day resets so that it counts towards your Daily Task, but it's not a big deal if you go past the reset. You will still get your reward and be able to complete the new task after it's done.
Sending flowers to friends - You will need to send at least 1 flower to someone for the Daily Task. If you don't have a friend, randomly add people. Guildies are usually a good option. Ideally, you should add 20 friends and send flowers to them all each day and receive flowers from them all each day. However, I wouldn't worry about it too much. It's a bit time consuming, and the rewards a meager.
Campaign - Once per day you can accelerate 2 hours of battle for free. You can also buy or use an item for a second one, but it is not worth it unless you happen to have the item on hand. Don't forget to claim your rewards every few hours as well, and make sure you have the heroes you want to level in your team.
Gene Bank - Every 3 hours you can get a free Ordinary Clone, and every 48 hours you can get a free Advanced clone. The timer starts after you claim them, so be sure to use them as soon as possible.
Guild Sign-in - Might as well do it, you'll need to open the page anyways.
Guild War - Always do these. You will get some purple fragments.
Guild Instances - You will get up to 6 attack times which will slowly replenish over time. Ideally, you should use these up and try to get the last hit when possible, but after a while it doesn't feel too worth it.
Expedition - This is another one that you should ideally complete, but is also time consuming with meager rewards. The currency won't help a whole lot, and completing the whole track will only get you 2 blue fragments and 1 purple fragment.
Bounty Mission & Event Center - Both of these look like they have good rewards, but they didn't unlock for me until I was about to complete the game so I didn't bother going through them.
It is incredibly important to pay attention to what event is going on. There are 4 events you will want to focus on: Casino, Tavern & Fighter's, Bounty, and Clone. These events last 1 week and will give you extra rewards for completing tasks related to their name. You will want to save your casino tokens, arena tickets, bottle openers, bounty bullets, and blue and purple clone scrolls for the associated events. Most of the other events in the Limited Event section can be ignored. A lot of these require you to spend money or use items that you will slowly gain over a long period of time. However, there may be a holiday event so take a look. Right now there's a Father's Day Adventure event which may be worth doing. There will also be various other events that go on, which you will need to look to see if they're worth doing. Sometimes the events are easy and other ones require a high level.
You should be visiting the Supply Depot every 3 hours and refresh their supplies. Here's what you will want to buy:
Blue Clone Scrolls
Purple Clone Scrolls (only if you have a lot of extra gems - make sure you leave enough to buy a lot of arena tickets!)
These should be purchased only if they cost gold:
White Clone Scrolls
As tempting as it may be, try to stay away from purchasing equipment. It may give you a boost for a short time, but it will quickly be replaced and/or you will have a bunch of extras later. Aside from the 4 things mentioned above, you shouldn't be spending your gems on anything other than more Arena tickets from the Arena. You get a discount for buying them from the Supply Depot, but you will need far more than you can get from there.
This is where you will be spending most of your time. You will need somewhere around 10,000+ arena tokens in order to buy what you need. The exact amount will vary depending on which clone you go for and how luck you get. Unless you are trying to aim for a high rank for an event, I recommend setting up your Tactic to only have one weak hero. This will make it more likely for users to defeat you which lowers your rank. It's better to have a high rank near the daily reset time to earn better rewards, but it's not essential. It's far more beneficial to let other users lower your rank so that you can win more battles later. When fighting, try to pick an enemy that has a lower rank than you. The increase/decrease of your rank relates to the rank of the other person. If you fight someone with a higher rank, you will earn/lose more points than if you were to fight against a lower rank. Ideally you should be fighting users you can win against, but if you have extra gems/tickets and you want to speed things up, you can also do fights you know you'll lose. You will get fewer rewards by losing, so make sure to account for this when deciding whether you will have enough gems and tickets to get the arena points you need. One thing to watch out for is a user's hero composition. Sometimes they will only put 1 or 2 high level heroes with a bunch of weaker ones to make their strength seem lower than it really is.
Every 3 hours you can refresh the casino. Keep refreshing it until you are able to see the blue Spartacus. You could also look for the purple Little Dipper, but the purple reward is significantly more difficult to get than a blue reward. I don't recommend using gems to refresh this as you will likely end up getting your clone from the clone scrolls instead. I recommend saving up all of your casino tokens until you are able to do the 10x draw. There is a daily to use your tokens, but it didn't feel worth it for me especially since you likely won't have the rewards you want for a while anyways.
Your Hero Team
You will want to get 1 or 2 Defensive heroes, 1 healer, and the rest as damage dealers or support. It is really hard to say what heroes to choose as it depends on your entire composition, but Lee seems to be one of the most powerful ones you will easily get in the beginning. He is fairly strong, and I kept him until the end. Aside from Team composition, there are a few things you can do to make your heroes stronger:
Give them better equipment and chips, and make sure to upgrade them! You can upgrade the star level of the equipment in the Equipment Lab, and you can safely destroy any extra equipment that you aren't wearing. Chips can be upgraded in rarity and level in the Chip Center.
Level your heroes up in the Training Center. Using heroes of the same element will give you more exp. You should have plenty of iRobots to keep your heroes at the same level as your account.
Upgrade their skills
Sacrifice unneeded heroes to the Institute. You can only have one element active at a time, so choose one that you think goes best with your team.
Upgrade the Star level in the Training Center. Get your main team members to 1* and pick the ones you think are the strongest to 2*. Lee was my first choice followed by the Uncrowned Queen.
Upgrade your heroes to purple. Once again, Lee was my first choice.
Can I do this if I already completed it on another offer wall or played the game before on my own?
Generally, no. Almost all of these games state that it's for new users only.
What if I do it on another site?
I don't see the offer! What do I do?
It's possible it simply isn't available for you. I'm from the USA, and many offers are not available outside the USA. If you are from the USA, try checking on the site I did the offer on or on a different site. Sometimes they're only on certain sites. It's also possible that the offer is no longer available.
What do I do if the mobile shortlink isn't working? What does ERR_CONNECTION_REFUSED mean?
First off, try using a different browser. I have had issues with Chrome opening links before. If you are still getting an error, it's likely that your device isn't eligible for this offer. Even if it might be able to run the app, sometimes the offers put in specific requirements for devices. In this case, the only thing you can do is try a different device.
I completed the task but I didn't get credit for it! What do I do?
First, wait 24 hours. Most of these games credit within a few minutes, but they may take up to a day sometimes. Next, check to see if the offer has been completed through the offer wall. If it has not, you must contact the specific offerwall that you completed the task on. For example, if you do this task on Site-xyz through AdGate you have to contact AdGate. If the offer shows as completed but you did not get your points, then the points may have been held and you will need to contact the specific site.
This takes so long! Why would you waste your time for a couple bucks?!
I play these games in between other work or on the weekends. I don't do them instead of better paying work, but rather along side it in my down time or while I'm watching TV. City builder games take a while, but most of it is just waiting around for things to finish building. I'm also a gamer, so I enjoy playing games.
Have any more tips? Let users know in the comments!
As always, this is my first time playing this game. I have a lot of experience playing these sorts of games, but each one is a little bit different. All advice is based on my personal experience and my playstyle.
Is there a certain game you're interested in seeing a guide for? Let me know in the comments! Be sure to include the offer name, which offer wall it's on, what site you found it on, and approximately how many points it's worth.
"The Network Effect is King" - What I have learned after 3 years in crypto (Part 3)
This post is the third post of mine on things I've learned in the 3 years I have been in crypto. So far I have only posted them in the EthFinance daily since I didn't think they were worthy of dedicated posts but I have since figured I may as well post one here and see what you all think. Links to the first two posts are at the bottom. Here’s part 3 of my thoughts and what I have learned after 3 years in the crypto space. Enough with the embarrassing stories for now. Today I’m going to talk about one of the most fundamental rules in emerging technologies. It is very simple and goes as follows.
The network effect is king.
I cannot emphasise this enough. Coming into the crypto space I was already aware of the network effect. Just incase anyone here is unaware of the network effect, some dictionary app built into my MacBook defines the network effect as a phenomenon whereby a product or service gains additional value as more people use it. It’s why everyone uses Facebook Messenger or WhatsApp despite the incredibly invasive data tracking and despite the existence of private, secure, end to end encrypted alternatives such as Signal or Wire which are just as easy to use. Nobody wants to be “that guy” who makes their friends sign up to a new service just to stay in touch with each other (for the sake of helping people take online privacy more seriously, please be “that guy”, I will love you long time). The fact that you can join and have all of your friends already there in the app ready to interact with gives these platforms more value than other platforms which are fundamentally better. Unsurprisingly, crypto is no different. It’s why Bitcoin is still #1. The vast majority of people in crypto have a Bitcoin wallet and most people on the street have heard of Bitcoin even if they don’t know what it is. So if your store wants to accept Bitcoin or your website wants to accept donations, Bitcoin is the most obvious go to since most people will recognise the Bitcoin logo and anyone who owns crypto will almost certainly own some Bitcoin. However, if you display an ETH address, only those who truly delved deep into crypto and understand the advantages of Ethereum will have an Ethereum wallet. Just like how only the more privacy conscious individuals will have heard of or use Signal or Wire for messaging apps. Now here is where the network effect is important for us. As everyone in this sub should know, Ethereum is a turing complete ‘world computer’ whereas Bitcoin is strictly a payment network or digital store of value depending on who you ask. This clearly indicates that Ethereum’s potential market is much larger that Bitcoin’s since it can do what Bitcoin does and has dozens of other use cases like being a global settlement layer, tokenisation of digital and real world assets, insurance, supply chain tracking etc etc. The list goes on. Most importantly, in the field of this ‘world computer’ ultimate use case for blockchain which Ethereum is chasing after, Ethereum has by far the largest network effect.
At the time of writing this, Ethereum’s market cap ($26B) is more than 10x larger than its next largest competitor, EOS ($2.5B).
So what will it take for one of the many Ethereum killers to flip Ethereum? If you ask me, Ethereum’s head start is so large that even if the Ethereum ecosystem were to tear itself apart over a contentious hard fork I still wouldn’t be betting on a competitor to flip Ethereum’s largest fork unless we start to see some real adoption and infrastructure such as DeFi on these ETH killer chains. Ethereum being flipped seems about as plausible as Signal flipping WhatsApp. It’s pretty much a pipe dream. But what about Bitcoin then? Does this mean that Ethereum will never flip Bitcoin either? No, of course not. In fact, Ethereum has already flipped Bitcoin in terms of daily value transfer on the network thanks to stablecoins. As previously mentioned, Ethereum has a larger market to fill, so assuming the success of both Bitcoin and Ethereum, the flippening is almost inevitable. Like smart phones flipping basic mobile phones, it may take a while bit it will happen. It will take more time than many of us expected back in 2017. As mentioned at the beginning, this is part 3 of a series of posts I will be making. You can find part one and part two here.
İlk önce sahte karı hesabı açıyorsun instagramda Sonra o hesabı 300 400 takipçi yapıyoruz (zaten birsürü abaza var naz mila Berfin dinho gibi kişilerin postlarına yorum at gelirler) Sonra numara panelinden aldığımız numarayı instagram sayfanın telefon ekle yerine ekliyoruz ve arayın beni falan gibi tahrik edici şeyler yazıyoruz (10dk konuşana nude atarım gibi motivasyon da verebilirsin) Onlar aradıkça sen para kazanıyorsun ne kadar uzun konuşurlarsa o kadar para
İlk önce site belirleyelim benim önerim tr.link çünkü hem güvenilir hem Türk ödemesi de iyi ama siz isterseniz bc.vc bit.fly falan kullanabilirsiniz Sonra Türk ifşa gibi hesaplar açıyoruz Twitter ve VK gibi platformlarda seksi bir kadın koyuyoruz posta sonra dikkat çekecek bir yazı ve kısalttığımız linki yapıştırıyoruz yada direk p*rno falan da koyabilirsiniz merhaba ora sizde
İyi olduğun bir iş varsa (mesela ben minecraft pluginerim paket satıyorum) oraya koy bir alıcı çıkar
A) # Money app Uygulamada çeşitli görevleri tamamlıyorsun mesela anket yada sana oyun oynattırıyor uygulama indiriyor fln karşılığında coin alıyorsun onu kupon yada paraya cevirebiliyorsun
En güvenilir anket uygulaması uzun vadede 3 5 kuruş kazanabilirsin ama çok anket gelmiyor
Bunda da şansın varsa 2 3 güne bir anket gelme ihtimali var online oyunlara harcayabiliyorsun ve Googlenin kendi uygulaması olduğu için tabii güvenilir
Hadi - Oyna kazan gibi uygulamalar
Bunda da internetten sonuçları arattığınız taktirde büyük ihtimalle kazanırsınız ama hızlı olmanız lazım Hadi de para çekme sınırını en az 20 diğerinde 50 idi sanırım direk çekebiliyorsunuz güvenilir
Uygulamada yürüdüğünüz adımlarla para kazanıyorsunuz ama çok kolay değil sponsorlu bir uygulama olduğu için para kazanılıyor ama 20.000 rcw ile 1000 dolar alınıyor 1rcw ise yaklaşık 1000 adım oluyor reklam izleyerek de 3 5 rcw kazanırsınız uzun vadede kazandırıyor yani ben her akşam yürüdüğüm işin iyi oluyor motivasyon da veriyor :p
Kullanmadığın konsol vs varsa letgo sahibinden gibi sitelerde satabilirsin
Bir Website kurabilirsin eğer kodlamadan anlıyorsan baya para kazandırabilir
Oyun hesabı kasıp satabilirsin mesela csgo da rank kasıp satabilirsin yada zula vs
İddia oynayarak kazanç sağlayabilirsin ama biraz riskli grupta müptelası olan bir arkadaş vardı o tüyo verebilir
Csgo skinleri - Bet
Csgo da kumar oynayabilirsin şanslıysan cidden iyi kazanabilirsin oynadığım siteleri yazayım sana Wtfskins.net çok eski ve çok kaliteli bir sitedir geçenlere csgolive ile birleştiler yani oynayacaksan ilk tercihin bura olsun Promo code: catboy438 Csgopolygon.gg csgo kumar sitelerinin babasıdır ilklerdendir ve en çok oyun olanlardan biridir 5 6 oyun var girişte promo code ile 500 coin alabilirsiniz 4 skin de deposit yapmalısınız eğer skin çekmek istiyorsanız kazanmak mümkün ama crash için üstteki siteyi öneririm Promo code : CATBOY438
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